I am an anomaly: I married right out of high school and started having children at a young age. While most of my classmates are only now starting their families ten year later, my third baby is starting kindergarten in the fall and baby four is almost ready for preschool. I am not, however, one of those barefoot and pregnant women. I am part of a new, yet growing, segment of the population that is having children first and then growing a career after their family is…

Michael: So the baby is going to be born in about an hour, we should talk about a name.

Me: How about Jz?

Michael: Okay.

Seriously, that is exactly how it went. In North America, we are pretty lucky when it comes to naming options: we can chose almost anything we want. So…

With rising life expectancy, there is a good chance your children will get to know their grandparents. There is a good chance your parents will live well past their sixties and that you will eventually live even longer than them. However, with economic uncertainty, poor saving rates, and retirements that are starting to last longer than working careers, more and more people are running out of money in their golden years. Medication and medical costs associated with…