In today’s current economy everyone is cutting back on spending and not using credit cards. I know my family is currently trying to pay off credit cards and debt so we have more money per month.  Using coupons has helped us tremendously reach this goal.  As prices go up, I can still spend $50.00 to $100.00 per week on groceries. Last year we really cut our spending and didn’t vacation.  This year, our family needs a vacation!  We also need new living room furniture. My current set is over 10…

Yes, there is. In this economy many families have to make that decision. I personally had to file for bankruptcy 7 years ago. This was due to a car accident and separation with my now ex-husband. During the

separation he wanted our new car. The car was only a year old. Since he took

the car I assumed he would pay for the insurance. The car was in both our

names. He did not keep up…