We are conditioned in this country to spend, spend, spend. If you have a credit card then you can afford it! What can we do to change our spending and saving habits ladies?…Continue
Credit Card or Debit Card?
What is in a name? A reloadable or prepaid card looks like your credit card or debit card. The difference between a prepaid card and a credit card is that you are limited by money you load on your card. The big draw to the reloadable and prepaid cards is that, unlike credit cards, there is no interest charged for using these products.
In place of interest charges, however,…Continue
Journey to Wealth for Ordinary People
My name is Lucille Baldwin but most of my friends call me Lucy or Lou. I am not a financial advisor or an expert when it comes to money. What I am is a divorced mother of two who was Sick and Tired of living paycheck to paycheck and decided to take charge of my financial situation. My life had taken an unexpected detour. I had become a single…Continue