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A new benefit system known as Universal Credit will be brought in across the country in the next three years. It is a catch-all payment to cut down on the number of benefits into one lump payment. This may sound fantastic in its simplicity, but many people are unaware of what they are entitled to, and what the differences are between the current system and the new arrangements.
For many in the current welfare system, work just does not pay, as an increase in hours leads to…Continue
If you had an adult child return home (or never leave) during the Great Recession, you're not alone. According to the Pew Research Center, 36 percent of people ages 18-31 were still living with their folks in 2012. That’s a total of 21.6 million members of the "millennial generation" living with their parents. The Great Recession of 2007-09 caused increases in unemployment and college enrollment and a declining number of marriages. Unfortunately, these are the three things that keep young…Continue
Has the time come to consider reducing your monthly mortgage repayments or consolidate existing debts into a home loan? Whatever your reason for switching mortgage providers there are several things to bear in mind before making the move to save cash or borrow a little bit extra. Independent…Continue