Did you know there are better times to purchase specific items than others? That is right, there are specific months when retailers are trying to off load specific products or when a launch of a new product is about to appear, retailers often try to move older models by slashing prices. It does take a little research and shopping around but many times the savings are well worth it. I love to budget and plan out our money but my husband is actually quite the researcher and savings guru… Continue
Added by Jessica Briggs on May 2, 2015 at 11:11am —
Have you checked out the Black Friday ad’s yet? Here is a link where you can find the ads: http://goo.gl/Juykta
I usually participate in Black Friday shopping on a small scale. I have gone out before at the break of dawn and… Continue
Added by Jessica Briggs on November 17, 2014 at 10:07pm —
At different times throughout our life, my husband has had a fluctuating income. He has worked in the construction industry and in sales with commission only income. I know it can be difficult to budget and plan each month, when each month your income changes and sometimes drastically. We have had times when my husband made $7,000 in one month and then only $2,000 in another month. … Continue
Added by Jessica Briggs on November 11, 2014 at 4:19pm —
Budgeting is a basic tool for managing your finances. Unfortunately because of the negative connotation that most people have about budgeting we avoid it. We think of budgeting as restricting. We think of budgeting like extra work. I recently attended a leadership class where they taught if you know the “why” of what you are doing, then you will be better equipped to effectively complete whatever it is you are doing with purpose and direction, in knowing the why.… Continue
Added by Jessica Briggs on November 5, 2014 at 1:38pm —
I know when you are in debt, it can be difficult to face the numbers. I know people who will not open their mail, who just throw their bills in a drawer where they cannot be seen.
I have felt the pressure of debt, avoiding the numbers will not make it go away, or make you feel the burden any less. I know what it is like to lay in bed thinking about your debt, wondering if you made a payment, thinking about extra fees. You will find if you write it out and are at… Continue
Added by Jessica Briggs on October 30, 2014 at 9:17pm —
If you need help sticking to your budget the Envelope System works wonders. I first heard of the envelope sytem at my local church, then also after attending Dave Ramsey's Financial Peace University. It is a proven statistic that people spend more money when paying with credit cards and debit cards verses paying with cash. When you are paying with cash you are more likely to think about what you are purchasing.
How does it work?
Added by Jessica Briggs on October 23, 2014 at 1:55pm —
When trying to save money or make your money go farther a great place to start is calling your current providers of cable, auto insurance, cell phone carriers, internet provider, etc.
Especially if your contract is up for renewal or close to renewal it’s the perfect time to call around for other quotes. If you are pleased with your current provider and do not want to change do not be afraid to mention other competitors prices or promotions, most companies will… Continue
Added by Jessica Briggs on October 22, 2014 at 3:04pm —
I used to spend around $400 a month on groceries and another $200 a month on household products (toiletries, diapers, laundry detergent, etc.) Since I began couponing I spend $300 a month on both groceries and household items together and some months I only spend $200 for our family of 5.
Four years ago a group of my friends at church started couponing and telling me how much money they were saving on groceries. I was excited to get involved and give it a go. I… Continue
Added by Jessica Briggs on October 20, 2014 at 4:37pm —
When thinking of living on a budget or putting a budget together many people dread the thought, the process and think of only restrictions.
Budgeting brings you freedom to live intentionally, and accomplish things you desire to achieve. Be that a family vacation you’ve been dreaming about, purchasing that piece of furniture you have been eyeing, living debt free and so much more.
This post is to encourage you that you can budget and stick… Continue
Added by Jessica Briggs on October 19, 2014 at 7:23pm —
A few weeks ago I was on my friend Diana’s (www.PantryOverFlow.com
) radio show. It was so much fun! You can visit her site and listen to her radio show daily. She asked me to share some travel tips here is some of what I shared.
My husband and I make an effort… Continue
Added by Jessica Briggs on October 17, 2014 at 5:13pm —
There are tons of ways to earn an income from your blog, if that is one of your goals. For me, my blog started out as a fun way for me to share all of my tips on getting daily freebies, finding sweet deals, and winning giveaways. But when I lost my job, I decided to focus on the blog as a business, and see if it could help me stay home longer with my new baby girl while still paying the bills.
Added by Meagan Paullin on September 5, 2011 at 3:47pm —
Added by Angela Ishmael on February 15, 2011 at 11:59am —
Many would argue that the first 5-years of life are the most developmentally important years in a persons life, both physically and mentally. Of course, as adults, we continue to grow and develop and become the teachers of the younger generation. The earlier argument is based on the idea that no matter how much education and experience you gain as adults, there is something about the teachings from those first years that have been imprinted on our DNA and is difficult to alter. Continue
Added by Kristy Canton on November 19, 2010 at 11:26pm —
Added by Tasha Brickhouse on October 20, 2010 at 10:00pm —
I thought that maybe on this Toddler Tuesday, I would travel off the beaten path of cute baby pics and
videos, to bring you a few tips regarding making your own baby food at
home. You see, somewhere along the way I got it into my head that I
would never serve Riley any store bought baby food. I had always heard
how expensive that stuff was and how easy making your own baby food
really is. Also, I…
Added by Melissa Cleaver on April 13, 2010 at 2:40am —
Greetings everyone! I hope you're having a great week so far. I wanted to write this post because I decided to
take this blog in a little different direction. Actually, a few days
out of every week, I am going to be dedicating myself to helping those
of you out there do a little better in this tough economy, by sharing
some tips that I have found to be EXTREMELY FRUITFUL! I want to turn
you on to a way to stretch your…
Added by Melissa Cleaver on April 7, 2010 at 3:57am —
As I promised yesterday, I am posting details about my coupon file system for the world to see. As I was deciding what method would work the best for me, it really helped to see how other people did it. For even more ideas, check out my friend's recent post on Centsational Saver
where she details various different organizational ideas.
Please don't be overwhelmed with my system. It… Continue
Added by Audra Michelle on March 10, 2010 at 3:00pm —
Um, did I say excuses? I meant reasons, of course.
10 Reasons to Buy a Stainless Steel Water Bottle
- Avoid Extra Chemicals - there's enough to worry about with rocket fuel and other hormone-disruptors already present in water, so you need to avoid the…
Added by Alicia Voorhies on February 19, 2010 at 2:00pm —
I have to get this off my chest, my two cents about why I understand the whole point behind claiming product reviews, but why I think it’s going to cause an issue when it comes to claiming them as “income“. As a blogger we are required to claim the products we receive for free as income because reality is the product is our payment to write a post sharing our honest opinion about the product.
I get it, the IRS wants to get their part in the tax area, totally understand that. The big… Continue
Added by Brandy Tanner on February 3, 2010 at 12:37pm —
Since I was laid off, I have had to pare down my expenses. Here is my list of achievements so far and yes, I have more to do.
Any cost saving tips are most welcome.
1. Created a budget and signed onto Mint.com- Mint.com is a site that you enter in all your banking/credit cards/assets/create a budget. It tracks all of it so at the minimum you can see how your doing versus your budget. Do I stick to the budget? No, but hey it's a start, right. Work with me,… Continue
Added by Linda Grant on July 7, 2009 at 7:25pm —