** Those sneaky Mayans were totally effing with us all along.  I knew it!!!!

** December is one giant money suck.

** Our Elf on the Shelf would be a lot more welcome here if he wrapped presents and actually did "elf" shit.

** Taking a shower lately is definitely a luxury.

** Living next to a house being torn…

Although this might not sound very succulent, I was once an avid coupon clipper. But, quite frankly, I got tired of having coupons pile up at the bottom of my purse and getting all ripped and soiled and the whole thing just became too much of a hassle.

Now, before you mention that there are accessories to organize coupons, you should know that I also had a coupon folder to help organize but when I changed purses, it did not always find its way into the one I was using. By the time the…

http://www.babyrazzi.com/2012/01/30/enter-to-win-love-jac-handmade-card-for-a-year/

One (1) lucky Babyrazzi reader will receive the Love Jac Card Of The Month Package.

How do I enter? You have a few options AND EACH COUNTS AS ONE ENTRY. There is NO LIMIT to the number of times a reader can enter (via any of the…

http://www.ladyandtheblog.com/2012/01/30/enter-to-win-love-jac-handmade-cards-for-a-year/

One (1) lucky Lady and the Blog reader will receive the Love Jac Card Of The Month Package!

How do I enter? You have a few options AND EACH COUNTS AS ONE ENTRY. There is NO LIMIT to the number of times a reader can enter (via any of the entry channels)…

If you're anything like me, making sympathy cards is not at the top of your list of favorite things to do.

When someone loses a loved one or a pet, one of the ways we let them know that we’re thinking about them is by sending them a  sympathy card.

I have a little ritual I began when I started hand-making my own sympathy cards. I turn on some music…

We forewarned our girls that this Christmas was not going to be a big one.  The Rooster had changed jobs halfway thru the year and my business was slower than last year. Even if that hadn’t been the case, when we saw the 13 YOs “list” it made us do a double take and realized that these kids needed a severe reality check. I’ve made the comment many times that there is NOT an M.D. behind my name. Sorry for the harsh truth kids, but we are not rolling in the dough.

We “gently” advised…

http://www.ladyandtheblog.com/2011/12/12/enter-to-win-100-cvspharmacy-gift-card-forth-of-five-contests/

One (1) lucky LAB reader will receive a $100 CVS/pharmacy Gift Card!

How do I enter? You have a few options AND EACH COUNTS AS ONE ENTRY. Leave a comment with your email and let us know how you entered! There is NO LIMIT to the…

http://www.ladyandtheblog.com/2011/12/10/enter-to-win-fedex-office-holiday-gift-pack/

One (1) lucky LAB reader will receive a FedEx Office Holiday gift pack today. The gift pack includes the following items:

• 20 stylish FedEx Office holiday cards
• Cute plush holiday ornament
• A…

I just received the Family Dollar Ad in my mailbox and there is a coupon for a free $5 gift card with a $25 purchase! GO cut the coupon NOW!

http://www.ladyandtheblog.com/2011/11/28/enter-to-win-100-cvspharmacy-gift-card-second-of-five-contests/

One (1) lucky LAB reader will receive a $100 CVS/pharmacy Gift Card!

How do I enter? You have a few options AND EACH COUNTS AS ONE ENTRY. Leave a comment with your email and let us know how you entered! There is NO LIMIT to the…

http://www.ladyandtheblog.com/2011/11/21/enter-to-win-100-cvspharmacy-gift-card-first-of-five-contests/

One (1) lucky LAB reader will receive a $100 CVS/pharmacy Gift Card!

How do I enter? You have a few options AND EACH COUNTS AS ONE ENTRY. Leave a comment with your email and let us know how you entered! There is NO LIMIT to the number…

Many women of divorce need to learn how to manage the money, especially when in debt.

Here are some options and answers to your questions, such as, what is consolidation.  Have a good look and decide which is best for you.  I particularly like the credit counseling option as it not only helps you in the short term, it helps you learn how to stay out of debt in the longer term.  Read  more…

These days, we know how special it is to receive a real note card in the mail. Like with a stamp on it. Handwritten and all… It’s even more special if it’s also addressed by hand… And how about if it was personalized with a photo stamp to identify to sender? Even more charming.

PJ Greetings has a very unique offering:…

come see what freebies I received today from Vista Prints  http://sewpizazzed.blogspot.com/

The following 7 steps is an excellent guide that provides financial support for single parents.  In the midst of all the emotions that are overwhelming you, knowing what to do about your finances may not be at the top of your mind.  Worry not,  you don’t have to think about it because the list is right here!  Just read and check them off as they’re done.

Click…

http://www.babyrazzi.com/2011/07/11/enter-to-win-50-from-photo-card-creations/link-2/

One (1) lucky BabyRazzi winner will receive a $50 gift certificate!

How do I enter? You have a few options AND EACH COUNTS AS ONE ENTRY. There is NO LIMIT to the number of times a reader can enter (via any of the entry channels) this…

I love free!  Only having to pay shipping is a great deal.  Vistaprints was so easy to use their website, even with the two changes I made to my existing orders.  http://sewpizazzed.blogspot.com/

Here's a great app for those of us who walk around with tons of loyalty cards on our key chains and wallets. Just download app and scan your cards.

See more>>>

School is ending and it is time for teacher appreciation.  Our nation's teachers work very hard educating the future of America.  As the school year comes to a close (for most of us), it is a great time to show them that we recognize and value their hard work.  Below are some gift ideas for your child's favorite teacher(s).

From personal experience (being married to a teacher), I can tell you…