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Adding My Teen Driver to My Car Insurance

I was not prepared to hear the news I received the day I called my car insurance company to add my 18-year old to my policy. The customer service rep, politely told me that my policy would increase from $1200 to $2700 for six months! As you can imagine, I nearly passed out!
 
After speaking with a few people about my situation, they all suggested that it was probably because they added him as a driver of my car: a 2005 Nissan Maxima and not the car I recently got for him: a 1994 Honda Civic. So, I called them back to see if that was the case. The insurance company gave me a quote with my son as a driver of the Honda versus my Maxima and told me it would drop from $2700 to $2087. For my budget, that’s still too high.
 
I began researching online to get quotes from other insurance providers. After comparing the information from the top two, I was surprised when one of the companies called me back within a few minutes. Now this company is known to be very expensive. So, I was extremely happy, when the young lady told me that it was only going to cost me $1200 for six months! Basically, I'm paying the same amount for my son and both cars as I did when it was just me and my car alone. Mind you, this doesn’t include any other discounts they offer. 
 
I couldn’t believe it! So I asked, “Are you sure, that includes my son AND his car?” She said, “Yes Ms. Jackson, it does.” Then I said, “And you’re sure it won’t change?” She said, “No, you’re good to go.”
 
It was so unbelievable, that my Mom asked ME the same questions, when I told her. LOL
 
Thank God for small favors!!

 

~ Marquise Antoinette

www.superMOMchronicles.com

 

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