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The top factors of debt consolidation by using personal loans

One of the top reasons for which people take out personal loans is to help consolidate their credit card debt. It’s a risky approach because if you don’t do it the right way, you risk getting buried under even more debt. However, doing it right can get you out of a pickle. When considering…

The Best Reasons to Start a New Blog

If you’re on the internet a lot, you’ll realize that it’s filled with blogs of all shapes, sizes, and stripes. Many are utilized by businesses as a way of extending their brand and pulling in more customers. Others are just people who are taking advantage of a platform so that they can put…

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No, I haven’t lost my mind.

And, no, I haven’t forgotten how to spell. Let me explain.

On Friday night, my husband and I had a date night. I honestly can’t remember the last time we had the chance to just sit and talk….and LISTEN to each other. It was perfect timing. Just after New Year’s. We talked about 2008 and how so many of the things that happened, both to us and to our world have shifted our perspective.

We also talked about our hopes and plans for 2009. It is fun to look into the eyes of someone you love and think about the future. We talked about the kids, about trips we want to plan, about goals for work.

But one of the things that struck me most was how grateful we are for, well, just about everything. We are most especially grateful we aren’t ‘X’ers.

‘X’ers are the people who cross off every single day on their calendars with a big, black ‘X’ because they are just counting down days, but, not to anything specific…just until ‘things get better’. They don’t enjoy their jobs….their spouses…their lives. So, they mark time by ‘X’ing out the days.

No matter how frustrated I may get about life, about money, about friends or family, I don’t ever want to count time in hopes that the days will just pass.

I want to appreciate the bad with the good. So, I’m not going to ‘X’.

And, my New Year’s wish for you my bloggy friends is a year free of ‘X’ing.

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