Best online photo editor, collage maker and designer!

Pregnancy_Beauty

OUR BLOG

How to Choose the Ideal Living Room Furniture for My New Home

If you’ve just bought a new home, you probably don’t want your old, worn-out living room furniture in there. Just like you, your living room needs a fresh start.

Most homeowners worry that buying…

50th Birthday Gifts for Women

The days of living our lives are marked by how well we live and the number of experiences we have collected through the life. A lot of time the experience counts more than the age. There are different milestone birthday’s in the life that makes us revisit life in a certain…

Birthday Celebration Ideas - 6 Things To Do On Your Birthday

Birthdays are a very special occasion that one should bring in with innovative and unique ways that make it a memorable affair throughout your life. Although it is said that we should live each day fully, for birthday’s, you should go beyond full and live it in a…

Four Reasons to Get Business Insurance for a Home Based Business

Being a stay-at-home mom can be more time-consuming than the job you held before the children arrived. Taking care of children, the house and the yard is an endless job and you don't get a paycheck for it at the end of the week. For this reason, many mothers start flexible businesses at home and become work-at-home mothers. From babysitting to designing websites, creative moms are finding way to earn some extra cash. Discover four reasons to get small business insurance for a home based business, no matter how small your enterprise might be.

1. Accidents Happen

No matter how careful you are, accidents can happen. It could be a client coming for an appointment who trips and falls over the edge of a rug by your front door. If an accident occurs in your home during the course of doing business, it might not be covered by your homeowners or renters policy. It is important to have a business insurance policy to cover the cost of injuries and other claims that could be made as a result of the accident.

2. To Err is Human

Whether you are a conscientious worker or a quintessential professional, people may accuse of you making mistakes. Even if you did not make an error, a client can state that you did. It could involve legal proceedings and you might need to pay certain expenses. Having business insurance helps you cover the cost to defend these claims and pays a portion of the costs if you are found guilty of making a mistake

3. Protect Your Personal Assets

It can take years of hard work and saving to buy a house, purchase a vehicle and accrue other assets, such as a savings account. If your business faces a claim and does not have insurance, you could be held personally liable. You could even lose everything you worked for. Business insurance covers claims against your enterprise and helps protect your personal assets from being seized. 

4. Remain Profitable

When you add to your hectic schedule and become a work-at-home mom, your major goal is to earn extra money for your family. If you face a claim against your business, it can cut into your profits. You deserve every penny you earn. Having insurance helps to ensure your business remains profitable. 

Consider the cost if a child you babysit gets hurt or if a client accuses you of making an error. Your enterprise and family deserve to be properly protected. Talk to your insurance company or a local insurance broker about affordable policies for your home business. 

Views: 38

Comment

You need to be a member of Mom Bloggers Club to add comments!

Join Mom Bloggers Club

© 2018   Created by Mom Bloggers Club.   Powered by

Badges  |  Report an Issue  |  Terms of Service