These days, it seems that saving our money just isn't as fun as it used to know, like it was back in your grandparents' day, when that was all they seemed to do, right?!! Of course, they didn't have all the cool stuff we can get nowadays, and there was no internet to give them access to stuff any faster than hitching up the wagon and heading into town, and shopping malls weren't available, yet, to showcase all the possible stuff we could buy, and credit cards weren't as available to instantly make our dreams for having that stuff come true. They lived with what they needed, enjoyed what they had and eachother, and tucked away what they could. Yep, saving was what you did, when there wasn't something funner to spend your money on.

So, bombarded with ads for all the stuff we need to have to live now and not wanting to lose face in front of our neighbors, friends, and co-workers, we spend and spend and spend, until we have, have, have! Of course, we don't think about, rather don't want to think about, what this will cost us later. There is a reason why people aren't able to retire and enjoy their golden years anymore...they can't afford it...they didn't prepare for it. Don't let this happen to you and your family. There is no time like the present to start thinking of your future and what you want it to look like. Mine is decorated with a retirement home in the mountains, exotic get-aways, cruises, first-class accommodations, spoiling my grandkids, and, well, driving my well-toned, slightly-modified foxy self around in a red convertible sports car! Getting there won't happen by blowing my paycheck at the mall or ringing up my credit cards or overextending myself on "stuff" that really is beyond my reach. It all starts with saving those little many as you can...NOW! Squirreling away those pennies may not be as sexy as your neighbor's brand new BMW or your best friend's designer shoe collection, but your efforts will pay off big, when it really counts. Dare to dream that dream...dare to make that dream a reality!

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