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Seeking help for an addiction is a great achievement in itself. Each day numerous people enter facilities in hopes of setting their tracks right. While these rehabilitation centers do their part and are continuously on the outlook of including in new therapies, as a part of such programs, the overall effect…

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One of the top reasons for which people take out personal loans is to help consolidate their credit card debt. It’s a risky approach because if you don’t do it the right way, you risk getting buried under even more debt. However, doing it right can get you out of a pickle. When considering…

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Munch got a birthday check from her very generous grandparents recently. Rather than just depositing it for her, I wanted her to understand and experience the process of saving it. So off we went to our bank where Munch told the teller that she had a "posit". The teller asked if she'd like to endorse the check, so Munch carefully wrote her name on the back. I decided that she could have $15 dollars of it to go shopping with, so the teller gathered up fifteen dollar bills and counted them out with Munch before placing them in an envelope for her.Munch loved holding actual dollars- she's been really into dumping the coins out of her piggy bank and counting and sorting them lately.When we got to Target, she carefully took one dollar out of the fifteen in her envelope and said that she'd spend this one and save the rest- I had to re-explain that she'd already saved some at the bank and THIS was all her spending money. We didn't get into the fact that a dollar wouldn't get her much :)
I let her look around the toy section, making sure that she checked the prices with me so that she'd stay in her budget. Munch ended up choosing some Tinkerbell themed paper lunch bags from the dollar bins and a mermaid-themed Playmobil play set.At the register, she counted out her fifteen dollars, held tightly to her very important receipt, and was thrilled to find she had about 70 cents in change to bring home to her piggy bank!

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