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If you listen to the news, we are no longer in a recession. However, the average family still isn’t able to buy a larger house as their families expand. It could be that we have gone into debt during those dry years and it could also be that the cost of living has increased beyond the limits…

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One of the top reasons for which people take out personal loans is to help consolidate their credit card debt. It’s a risky approach because if you don’t do it the right way, you risk getting buried under even more debt. However, doing it right can get you out of a pickle. When considering…

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Shopping for Halloween? Better hurry; it's later than you think!

Last year, I was taken by surprise.

I went shopping for Halloween decorations in mid-October, only to be met by bare shelves, a couple of sad-looking skeletons and a few assorted window clings.

Primarily, I saw a lot of Christmas angels and sparkling candy canes.

I'm sure I had the same look of outrage on my face as when I went out looking for snow pants in November and found shelves of T-shirts and ads for bikinis. But that's a different story.

So this year,I planned ahead. Far ahead. I started trolling the craft aisles at Michael's and Hobby Lobby early this month, noticing when the back-to-school items disappeared and the spooky, creepy decorations appeared in full force.

I've been checking out the dollar stores and wandering the home decor areas at department stores. I watched for those clearance flyers to start appearing, which they have, and although my husband thinks I'm crazy, I feel much more prepared to fill the goodie bags for the class Halloween party this year.

Sure it's early, but our yard is already starting to look a little festive, too.

Now if only I'm not too late to get a few pairs of snow pants.

http://momswrites.blogspot.com

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