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70% of Americans don't have health insurance and for exactly the reasons that people have said, they can't afford it, they have to choose between feeding their family or paying for health insurance. But here is where the problem is there are other affordable alternatives that can protect you should you have a catastrophic event occur in your life. Most people don’t stay away at night worrying about a routine visit to the doctor, but they do worry about what would happen in an emergency and they need to go to the hospital.

The thing is there are AFFORDABLE alternatives to having health insurance and it is called Consumer Driven HealthCare. It is changing the face of the healthcare industry and more and more Americans are taking back that power to be able to seek medical care at a discounted rate or have their hospital bills negotiated down to something much more affordable.

Here is an true example. A dear friend of mine had not insurance and had a stroke that obviously put him in the hospital. His bills came to $14,000 and after the Hospital advocate group that he is a member of negotiated his hospital bills he only paid $550. Yes, you read that right $550. Now had he had insurance let's say his deductible was $10,000, he would have had to pay the first $10,000, the hospital would have gone to the insurance for the other $5,000 and the insurance company would have told the hospital to write it off. Thus leaving the patient to pay for the majority of the cost. This really happens people and it is time we start changing the way this industry is run.

If more and more people start to take charge of their healthcare costs the insurance companies would have no choice but to change their ways thus making things more affordable for people. If anyone is interested in knowing more about that plan that the individual was on feel free to email me. I would be more than happy to help you!

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Insurance and medical costs - a timeless debate! When I was a pre-med student, we had to take a course on the history of medicine and insurance. Boy, was that one interesting!
Yes, the subject is a touchy one, but one that is so important! It is unfortunate that we in today's age we are still facing the same problems if not worse problems with people and affordable healthcare. At least there are affordable alternatives to help people! Are you practicing medicine today?

Health insurance is not only the bigest issue of the United States but I personally believe that government should also offer insurance relief for tradesman insurance too. To run small businesses is getting tough in the USA. Yesterday, I was just checking the tradesman insurance quotes and found them too high for a small businesswoman. 

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