What is this 14 karat gold? I never heard about it or may its fake gold. I think you should always go with 24 karat gold and usually try to buy gold from a trusted dealer or via banks in the form of gold bars, coins or biscuits. It is also important to check rates before buying and selling gold from here. As gold prices are surging due to increment in inflation that's why I would suggest moms to keep their savings in gold because its a safe-haven.