Spending responsibly and saving money at the same time can be a really challenging task, which can get even trickier when you’re a mom who has to take care of her whole family. There are a lot of things that need to be taken into consideration, which is often quite nerve-racking, but trust us – it doesn’t have to be like that at all! Here are seven useful money tips every mom needs, so check them out and learn how not to break the bank, but save some money instead!
Eating out and opting for fast food restaurants is never a good option for several reasons. First of all, you’ll end up splurging on both money and calories, which is exactly what you should avoid. So, be sure to plan your meals in advance because that’s the best way to save cash and provide your kids with home-cooked meals that are delicious and healthy at the same time.
Of course, shopping smart doesn’t mean that you should sign up for a TV show called Extreme Couponing, but you should know that these coupons can really help you save some cash in the long run. However, the best way to prevent yourself from overspending is to make a detailed grocery list and stick to it no matter what. You should get everything in just one trip and shop without your kids, so that you can stay focused and resist spontaneous purchases.
Smart women never throw away items they no longer need or use – instead, they sell them and make some additional money. If you’re up for that, you can organize a garage sale once or twice a year, or sell your stuff on eBay or Craigslist. Doing this can help you earn hundreds of dollars per year, which is a number that definitely shouldn’t be overlooked!
Working as a virtual assistant or an online tutor is never a bad choice, especially for stay-at-home moms who would like to earn some money while their kids are taking a nap. Besides these two, you can also get paid to take surveys online – all you have to do is to register at particular websites, take as many surveys as you want, and get points you can redeem for cash or gift vouchers to popular brands. If that’s your cup of tea, don’t wait any longer and make some money right now!
Even though buying pre-owned items isn’t for everyone, especially those who are used to brand new stuff, the fact is that you can save you hundreds of dollars annually by buying second-hand. This is particularly true when it comes to books, as pre-owned ones are significantly cheaper than new ones from the big bookstores. The same goes for clothes, since there are many amazing thrift stores where you can find garments in perfect condition for just a couple of dollars in total.
Traveling with family is usually quite costly, especially because air travel has become so common among the people. The fact is that traveling by airplane is nowadays a default choice for a lot of families, but you should know that it can be really expensive, which is why you should travel by car whenever possible. Apart from saving the airfare of buying airline tickets for your whole family, you’ll also have a car when you arrive, so you won’t have to rent one and spend additional hundreds of dollars.
Saving energy means that you’ll save your money at the same time, so be sure to make an extra effort to accomplish that and to teach your kids to do the same. You should start with turning off lights and shortening your shower time in order to use less water. You should also teach your kids to turn off the tap when they’re brushing their teeth, because that’s one of the best steps to save up both water and money. Even though your children may see that as nagging, they’ll soon understand that conserving energy is truly important and it’ll become habitual for them, which is what you should work on from the very beginning.
As you can see, there are a lot of ways for every mom out there to save some money and learn to spend responsibly. Just be sure to bear them in mind all the time, and you’ll see that everything is possible when you’re a properly organized mom who pays attention to detail!